MBA • CPA • FMVAMaster of Business Administration · Certified Practising Accountant · Financial Modeling & Valuation Analyst

Your NDIS or Aged Care Organisation Is Leaking Revenue Right Now. The Question Is How Much.

NDIS providers leave $200K to $500K per year in uncollected revenue. Aged care operators miss AN-ACC funding every quarter because resident classifications are wrong. The money exists. Nobody is collecting it. But there is a third leakage point most CEOs never check — and it is usually the largest.

Author of 9 healthcare finance books. MBA, CPA, FMVA. 18+ years as a CFO in NDIS and aged care. He is not learning your industry on your time. He already knows where your money is going. The discovery call reveals exactly how much.

30 minutes. No slide deck. No pitch. If fractional CFO is not the right call, he will tell you.

18+

Years CFO Experience

$500M+

Budgets Managed

$50M+

Savings Delivered

9

Books Published

As Featured In
Executive's DiaryYouTube InterviewAuthor of 9 Finance Books on AmazonLearnFormula Course Instructor6,000+ LinkedIn Followers in Healthcare Finance

Three problems. One of them is costing you more than the other two combined. Most CEOs guess wrong about which one.

Revenue Leakage

Slow claims, missed cancellation fees, and pricing below the framework maximum. NDIS providers at your scale leave $200K-$500K per year in revenue they have already earned. Every month, that money disappears permanently.

The money exists. Nobody is collecting it. The audit shows you exactly where.

Profitability Blindness

You do not know your margin by service line. Some services are making money. Some are losing it. Without a service-line profitability analysis, every growth decision is a guess. One of our last clients discovered their fastest-growing service line was actually their biggest loss-maker.

You cannot fix what you cannot measure. The analysis takes 2 weeks.

Compliance Exposure

Manual documentation, inconsistent claiming records, and gaps in governance. One audit finding could cost $95K+ in penalties. Loss of registration is the ceiling.

The question is not if, but when.

Why NDIS and Aged Care Providers Need a Specialist Fractional CFO

A generalist fractional CFO can build a cash flow forecast and prepare a board pack. But they cannot audit your NDIS claiming integrity because they do not understand the pricing framework. They will never spot that you are under-claiming on cancellation fees because they do not know the cancellation policy provisions exist. There are at least four revenue leakage points that only a sector specialist would recognise. Most generalists find zero.

Steven Taylor wrote the book on NDIS finance. Nine of them. He does not need an onboarding period to learn your industry. He has already mapped where providers like you leave money on the table: the pricing gaps, the claiming errors, the compliance blind spots that your accountant does not even know to look for. That is why his Phase 1 audit recovers more in the first 60 days than most consultants find in a year.

The generalist says:

“I can learn your industry.”

Steven says:

“I already know your rejection rate is too high and here is why.”

Steven Taylor - Fractional CFO for NDIS and Aged Care

Fractional CFO Services for NDIS, Aged Care and Healthcare Providers

Specialised financial leadership for organisations navigating complex regulatory environments, funding models, and sector-specific challenges in the Australian healthcare landscape.

NDIS Financial Management

Navigate NDIS pricing frameworks, claiming integrity requirements, and provider registration compliance. Optimise service-line profitability while maintaining quality outcomes for participants.

  • NDIS pricing optimisation
  • Claiming integrity audits
  • Provider compliance frameworks

Aged Care Financial Strategy

Prepare for the Support at Home reforms, AN-ACC funding model optimisation, and Aged Care Quality Standards compliance. Build financial resilience through strategic planning.

  • AN-ACC funding optimisation
  • Reform transition planning
  • Quality standards alignment

Healthcare Provider Finance

Strategic financial leadership for hospitals, allied health practices, and community health organisations. Improve margins, optimise operations, and drive sustainable growth.

  • Margin improvement programs
  • Operational efficiency reviews
  • Growth strategy development
Featured Course

Cash Flow Management Course - Practical Cash Flow Mastery

Master the art of cash flow management with proven strategies that actually work. Learn The CASH Method, warning lights, collection strategies, and build your 13-week forecast.

1h 20m • 12 Lectures
11 Modules
$84.99
  • The CASH Method Framework
  • Early Warning Light Systems
  • Effective Collection Strategies
  • 13-Week Forecast Building
  • Smart Growth Planning
Enroll Now on Udemy
Practical Cash Flow Mastery Course
AI-Ready Leader course - Skills Every CFO and Controller Must Build
New Course

AI-Ready Leader: Skills Every CFO & Controller Must Build

AI is changing finance, but most CFOs are not prepared. Build the practical skills and frameworks to lead your organisation's AI adoption with confidence.

  • AI Strategy for Finance Leaders
  • Evaluating AI Tools & Vendors
  • Risk & Governance Frameworks
  • Practical AI Use Cases in Finance
  • Change Management for AI Adoption
View Course on LearnFormula
New Toolkit

The CEO Control System

Board-ready answers on cash, care minutes, AN-ACC funding, and covenants — in under 90 minutes. Built specifically for aged care and NDIS CEOs.

  • 13-Week Cash Flow Engine
  • Care Minutes Financial Impact Module
  • AN-ACC & NDIS Opportunity View
  • Executive Dashboard & Board Pack
Get the Toolkit — $199
The CEO Control System — financial control toolkit for aged care and NDIS CEOs
Featured Interview

Hear From Steven Directly

Watch Steven discuss the challenges facing healthcare CFOs, from NDIS pricing reforms to building financially sustainable aged care organisations, and the practical strategies that deliver results.

Learn More About Steven

Revenue Recovery, Cash Flow Forecasting and Ongoing CFO Advisory

Every engagement starts with a revenue recovery audit. What it uncovers in the first four weeks typically funds 6 to 12 months of ongoing CFO partnership. Three tiers matched to your revenue stage — but they all begin the same way.

Essential CFO Support

Foundation for Financial Clarity

  • Monthly financial reporting & analysis
  • Basic budgeting and planning
  • 3-month rolling forecast
  • Cash flow monitoring
Explore Essential CFO Support

Growth CFO Partnership

Accelerate Your Financial Performance

  • Everything in Essential, plus:
  • Custom KPI dashboards
  • 13-week cash flow projections
  • Revenue insights & analysis
Explore Growth CFO Partnership

Strategic CFO Advisory

Full Strategic Financial Leadership

  • Everything in Growth, plus:
  • M&A support & due diligence
  • Advanced financial modeling
  • Investor & board preparation
Explore Strategic CFO Advisory

What Happened After They Said Yes

Anonymised for confidentiality. The outcomes are not. Every one of these organisations almost did not make the call.

"We thought our finances were fine. Steven showed us we were leaving money on the table at every site. Claim rejections dropped 65%, margins improved in 6 months, and the engagement paid for itself before the first quarter was up."

CEO, NDIS Provider

Disability Services, Western Sydney · $12M annual revenue

"Everyone was telling us AN-ACC was a threat. Steven showed us it was an opportunity. Within 6 months, funding classification accuracy improved 18% and the board went from anxious to confident. He sees what other CFOs simply do not."

CFO, Residential Aged Care Group

Aged Care, Regional Victoria · 3 facilities, 320 beds

"We went from 2 weeks of cash runway to 3 months. In 5 years running this business, nobody gave us the visibility Steven built in his first month. The 13-week forecast and KPI dashboard changed everything about how we make decisions."

Managing Director, Allied Health Network

Healthcare, Regional NSW · 8 clinics

Frequently Asked Questions About Fractional CFO Services

Common questions from healthcare organisations, NDIS providers, and aged care facilities considering fractional CFO support.

How much does a fractional CFO cost in Australia?
CFO Insights offers three engagement tiers matched to your organisation's revenue stage and complexity — Essential CFO Support for foundational oversight, Growth CFO Partnership for scaling businesses, and Strategic CFO Advisory for organisations needing M&A support, board-level reporting, and advanced financial modelling. Most NDIS and aged care clients recover the cost of their engagement within the first 60 to 90 days through revenue recovery, reduced claiming errors, and improved funding classification accuracy. That makes the effective cost significantly lower than it appears — and a fraction of a full-time CFO at $250K+ per year.
How often does a fractional CFO work on-site?
Engagement frequency depends on your organisation's needs and chosen service tier. Essential clients typically receive quarterly on-site strategy sessions, Growth clients benefit from bi-weekly check-ins (a mix of remote and on-site), and Strategic clients have on-call access with regular board attendance. Steven Taylor serves clients across Sydney, Melbourne, Brisbane, Perth, and Adelaide, combining in-person visits with remote financial leadership to maximise value.
What industries does CFO Insights specialise in?
CFO Insights specialises exclusively in the Australian healthcare sector, covering three core areas: NDIS providers (pricing framework optimisation, claiming integrity, provider compliance), aged care facilities (AN-ACC funding, Support at Home reform preparation, Quality Standards compliance), and broader healthcare organisations (hospitals, allied health, community health). This focused expertise means Steven Taylor understands the regulatory landscape, funding models, and financial challenges unique to your sector.
What is the difference between a fractional CFO and a bookkeeper or accountant?
A bookkeeper records transactions and an accountant ensures compliance and tax obligations are met — both focus on historical data. A fractional CFO provides forward-looking strategic leadership: cash flow forecasting, KPI dashboards, pricing strategy, board reporting, M&A due diligence, and financial modelling. Steven Taylor combines this strategic perspective with deep healthcare-sector knowledge, helping organisations make proactive financial decisions rather than simply reporting on past performance.
Can a fractional CFO help with NDIS or aged care funding compliance?
Absolutely. Steven Taylor has extensive experience helping NDIS providers optimise their pricing within the NDIS Pricing Arrangements framework, conduct claiming integrity audits, and build compliant financial systems. For aged care providers, he assists with AN-ACC funding model optimisation, preparation for the Support at Home reforms, and alignment with Aged Care Quality Standards. This dual-sector expertise is rare among CFO consultants in Australia.
Our organisation has a $14M revenue — can we really justify $10,000 per month for a fractional CFO?
For aged care and NDIS providers in the $5M to $30M revenue range, the retainer typically pays for itself within the first engagement phase. A standard AN-ACC reclassification review across 120 residents commonly identifies 10 to 15 residents funded below their optimal level — recovering $80,000 to $100,000 per year in additional revenue. Add in avoided emergency credit drawdowns from better RAD refund forecasting, reduced claiming rejections, and proactive bank covenant monitoring, and the return on a $10K/month retainer is measurable and often multiple times the cost. Compare that to a full-time CFO at $250K plus superannuation — a fractional model gives you senior capability at roughly one-third the cost.
✦ Author of 9 Healthcare Finance Books

Every Month You Wait, That Revenue Is Gone Forever

NDIS claims have lodgement windows. AN-ACC funding reviews have quarterly cycles. Revenue you miss this month cannot be recovered next month. A 3-month delay costs your organisation over $50,000. Permanently. And that is just the revenue you know about — the hidden leakage is usually larger.

The discovery call takes 30 minutes. Steven will tell you exactly what is likely leaking, what it is costing you, and the one number your board should be seeing but is not. No obligation. No sales pitch. Just the numbers.

See the full revenue recovery audit and CFO partnership model. Or take the free CFO Readiness Assessment to find out if you need one.

Book Your Revenue Recovery Call